Western Union is one of the leading money transfer service providers in the United States and Canada. Including Western Union, Orlandi Valuta and Vigo Agent locations, Western Union has a network of more than 59,800 Agent locations across the region.

Core Business within the Region:

Money Transfer
In the U.S. and Canada, Western Union offers a variety of ways for consumers to send funds to friends and loved ones, including:

• In person at over 59,800 Agent locations using cash and, in select locations, a debit card;
• Online at westernunion.com;
• Over the phone by calling 1-800-CALL-CASH^®

Bill Payment
Western Union allows consumers in the U.S. and Canada to:

• Quickly send payments for mortgages, insurance, auto loans and phone bills;
• Send funds to the account of an inmate at a correctional facility;
• Purchase airline tickets, travel packages, prepaid wireless airtime, and catalog and Internet items in cash.

Prepaid Services
For consumers who prefer pay-as-you-go services, such as wireless or home phone service, Internet access or debit card benefits, Western Union offers a variety of prepaid services at participating Agent locations in the U.S.

The Western Union® Gold Card
Members of the Western Union® loyalty and rewards program enjoy benefits such as service fee reductions, phone time, merchandise and gift cards.

• As of the third quarter of 2007, the loyalty program was available in 65 countries and 9 and a half million active cards, primarily in the U.S.
• In the U.S. in 2006, approximately 45 percent of Western Union-branded consumer-to-consumer transactions were initiated using a Gold Card.

Key Facts

• In 2007, consumer-to-consumer transactions between and within the U.S. and Canada accounted for 11 percent of Western Union’s revenue.

Recent Launches

• The company announced in January 2008 that it had extended its agreement with Delhaize-US to offer Western Union services at 1,120 locations nationwide.