Prepaid Services and Money Orders

Western Union's money transfer and bill payment services are complemented by our variety of prepaid services, including reloadable prepaid, gift and phone cards, and money orders.

Our Prepaid Cards

Time is precious to you. You want something that offers easy money management.

We can help with one of our many prepaid card products available at our Agent Locations (primarily in the U.S.) or by visiting  There's no long-term commitment and you are protected against theft or loss.


Prepaid cards also allow:

  • Direct deposit from an employer.
  • Opportunity to reload money online.
  • Withdrawal of money from an ATM.
  • Online shopping anywhere the respective debit card is accepted.


We offer the following prepaid cards:


  • Gold Card Prepaid MasterCard® and Rewards Program (select countries)

Winner of the 2012 Paybefore "Best Consumer Value" for a prepaid card, the Gold Card offers no monthly maintenance fees, SMS text alerts to check your balance, and rewards on qualifying transactions.


  • MoneyWise™ Prepaid MasterCard® (U.S. only)

With this card, your employer can direct-deposit your paycheck free of charge, and you can receive Western Union Money Transfer transactions directly on the card. No bank account is required.


  • Visa® Gift and Greeting Card  (U.S. only)

No matter the occasion – birthday, holiday, anniversary – Western Union has a gift and greeting card with a congratulatory message. It's a great way to celebrate life's important events.


  • Phone Card

Distance does not have to keep you from staying connected. We can keep you in touch with our convenient prepaid phone services. We offer prepaid wireless, prepaid home phone services and prepaid long distance cards.


Money Orders

Money orders are an alternative to checks. They're easy to cash at a bank or retail location, as well as deposit into a bank account, and they make paying bills easy. Money orders are sold at participating Western Union Agent Locations (U.S. and Canada only).