Global cross-border peer-to-peer (P2P) payment solution directly from your web or mobile platform

Allow customers to transfer money globally from your web or mobile platform.

Send money transfers via bank account, debit card, and credit card to a qualifying bank account, select mobile wallets, or Western Union® agent for cash pickup.

For additional information or questions email us at 

Product Overview

SolutionGlobal cross-border peer-to-peer payment solution directly from your web or mobile platform
Send capabilities38 countries (and continuing to expand)
Receive capabilities200 countries and territories & 130 currencies
Use casePeer-to-peer (P2P) cross border money transfer
User interfaceMobile, web
Customer onboarding / KYC / Risk / ComplianceWestern Union manages
FX managementWestern Union manages FX rates
Integration time3 – 5 months
Integration optionsAPI or web-view
Funds inBank account, debit/credit cards
Funds outBank account, cash, wallet
Business modelRevenue share

Value Proposition

Revenue generation through WU remittance api
Revenue generating opportunity
Western Union partners enhance customer engagement
Enhanced customer acquisition and engagement
Easy integration with WU international money transfer api
Quick and easy integration
Established cross border money transfer infrastructure
Robust payments, compliance, and risk infrastructure
Trusted services provided by Western Union api
Globally trusted financial services brand
WU Connect leverages WU’s infrastructure
Leverage WU infrastructure to pick up cash in over 500,000 retail agent locations
WU remittance api covers over 130 currencies
Receive money in 200+ countries and territories, as well as 130+ currencies
Western Union partners get access to over 1.5 billion bank accounts
Send money to billions of bank accounts

Integration Options

We are a business centered on the needs of our customers, and over the years, we’ve invested and innovated to provide consumers and businesses with even more choices – in products, in services, and in how and where they can access Western Union when moving money across borders.

Western Union api & international money transfer api capabilities

API Model

Partner UI (Invokes WU Connect REST APIs)

• Integrate WU APIs for global cross-border money transfer services

• Full integration into your app driven by your requirements

Western Union Partner Options

WU Web Hosted Model

Partner App | WU Send Money Flow (Invokes secured tokenized URL UI delivered in app for send money)

• Embed our standard money transfer capabilities into your digital experience 

• Turn-key solution with standard integration

Digital Partnership Model

International money transfer api capabilities